LOAN DOCS · AT DISBURSAL SPEED
Digital Lending

Digital lending documents, executed at the speed of disbursal.

Loan agreements, sanction letters, KFS and guarantor documents — verified, stamped, eSigned and audit-ready, at scale.

Digital lending lives or dies on how fast and how cleanly the paperwork moves. IOUX executes the full lending document set — loan agreements, Key Fact Statements, sanction letters, guarantor and co-applicant documents — with eKYC on every party, correct stamping, remote eSign and a court-admissible record, triggered straight from your loan-origination system. Built by a team that lives RBI compliance.

CERT-IN  ·  ISO 27001  ·  3 Patents  ·  IT Act 2000

How it works

Plays automatically · silent · loops

The problem

Disbursal is instant. Why isn’t the documentation?

When verification, stamping and signing happen in separate, manual steps, the paperwork becomes the bottleneck — and a compliance risk. IOUX executes the whole set in one flow, at volume.

What you gain with IOUX

  • Loan agreements, KFS and sanction letters
  • eKYC on borrowers, co-applicants and guarantors
  • Single-trigger execution from your LOS
  • Correct stamping and remote Aadhaar eSign
  • Court-admissible record and full audit trail
FAQ

Common questions

Yes. Execution is API-triggered from your origination system and built for high disbursal volumes.

Yes. The full lending document set can be generated, stamped and executed, including Key Fact Statements and guarantor documents.

Yes. Data is encrypted and resident in India, with role-based access and a full audit trail. Aadhaar numbers are not stored.

Ready to see it for your team?

Book a walkthrough tailored to your volumes, documents and compliance needs.

Related: Banks, NBFCs & Lending · eKYC · Developers & API