HIGH-VOLUME EXECUTION · FULL AUDIT TRAILS
Banks, NBFCs & Lending

Execute lending documents at scale — compliant, audit-ready, fast.

Loan agreements, sanction letters, KFS and business-correspondent paperwork, executed and managed end to end on one platform.

IOUX is execution and contracting infrastructure, built by a team that lives RBI compliance every day. Lenders across India use IOUX to verify borrowers with eKYC, e-stamp and eSign agreements remotely, and keep a court-admissible record of every execution — with the audit trails and data controls regulated lending demands. We don’t compete for your borrowers, and your data stays yours.

CERT-IN  ·  ISO 27001  ·  3 Patents  ·  IT Act 2000

The lending document flow

Plays automatically · silent · loops

Built for regulated lending

Paperwork that keeps up with disbursal.

From a single loan to thousands a day, IOUX executes the documents and keeps the evidence — so compliance and operations move at the same speed.

  • eKYC on borrowers and co-applicants — Aadhaar, PAN, bank, DigiLocker
  • Loan agreements, KFS, sanction letters and BC documents
  • Single-trigger execution from your existing LOS / portal
  • Court-admissible DDE on every executed agreement
  • Data residency in India; role-based access and audit trails

Why lenders choose IOUX

  • Built by a team that lives RBI compliance
  • Financing facilitated through empanelled regulated institutions
  • We don’t compete for your borrowers
  • Your borrower data stays yours
  • Proven at government and enterprise scale
FAQ

Common questions

Yes. Execution is API-triggered from your existing systems and designed for high volume — from a single loan to thousands a day.

Yes. Data is encrypted and resident in India, with role-based access and a full audit trail. Aadhaar numbers are not stored.

No. IOUX is an execution and contracting platform. We don’t compete for your borrowers, and your data stays yours.

Lending runs on verified identity.

See how IOUX verifies borrowers in seconds — and how a single API call can trigger your whole execution chain.

Related: eKYC · eSign · Track & Manage · Platform