CREDIT · INVOICE & TRADE-BILL CONFIRMATION
Timely Payment of Invoices · CREDIT

Turn an invoice into a signed, enforceable commitment to pay.

Confirm e-delivery of invoices and trade bills, authenticate your buyers, and get eSign on system-generated payment instruments.

Late payment starts with a disputed delivery. IOUX’s CREDIT system lets you upload an invoice against the sale of goods or services, authenticate the buyer, and obtain eSign on a system-generated Bill of Exchange, Master Credit Agreement and the invoice itself — creating a clear, acknowledged, enforceable record that supports timely payment.

CERT-IN  ·  ISO 27001  ·  3 Patents  ·  IT Act 2000

How CREDIT works

Plays automatically · silent · loops

Confirm delivery, secure payment

Make ‘received and accepted’ undeniable.

When a buyer eSigns the acknowledgement, the dispute window closes. IOUX captures acceptance with identity, timestamp and court-admissible proof.

  • Upload invoices against sale of goods or services
  • Authenticate buyers with eKYC before acknowledgement
  • System-generated Bill of Exchange & Master Credit Agreement
  • eSign on invoices and bills — both sides
  • Court-admissible DDE report on every confirmation

What CREDIT secures

  • Acknowledged e-delivery of invoices and trade bills
  • A signed Bill of Exchange (a negotiable instrument)
  • A Master Credit Agreement between the parties
  • An audit trail of acceptance, by an authenticated buyer
  • Evidence that supports timely payment and recovery
Timely Payment FAQ

Common questions

A system-generated negotiable instrument that records the buyer’s commitment to pay against an acknowledged invoice or trade bill, eSigned by the parties.

By capturing the buyer’s authenticated acceptance of delivery and a signed commitment to pay, IOUX removes the ‘not received / not accepted’ dispute and creates court-admissible evidence.

Yes. The buyer completes eKYC before acknowledgement, and every action is captured in a tamper-evident audit trail with a DDE report.

Get paid on time, with proof.

See how IOUX CREDIT turns invoices into acknowledged, enforceable commitments.

Related: Dispute Resolution · Create a Contract · CEMMS